Finance Calculators

Estimate monthly payments for various types of loans, including principal, interest, and optional additional costs.

Compute monthly mortgage payments (PITI) given home price, down payment, rate, and term, including optional costs.

Estimate monthly payments for unsecured personal loans.

Calculate your monthly car loan payments based on vehicle price, interest rate, term, down payment, and sales tax.

Project your student loan repayment schedule and compare standard vs. income-based plans (placeholder for IDR).

Determine payment schedules, total interest, and effective APR for small business loans, including fees.

Generate a full amortization table showing principal vs. interest breakdown by period for any loan.

View period-by-period P&I amortization for your mortgage, with PITI summary.

See how one-time or recurring extra payments reduce your loan term and total interest paid.

Analyze the impact of additional principal payments on your mortgage term and total interest.

Compare current loan balances and rates vs. a single consolidated loan payment and total interest.

Calculate periodic payments plus a final “balloon” payment lump sum for a general loan.

Model equal payments when no interest is charged (e.g., interest-free promotions).

Compare total costs of financing vs. leasing an asset over the same term.

Compare your current mortgage vs. a potential refinance offer to find savings and break-even point.

Estimate the home price you can afford based on income, debts, down payment, and DTI ratios.

See how making bi-weekly payments can accelerate your mortgage payoff and save interest.

Calculate initial interest-only payments and subsequent P&I payments for an I/O mortgage.

Forecast payments over fixed and adjustable periods given caps, index rates, and margins.

Compare the cumulative financial costs of buying a home versus renting over a specified period.

Compute simple interest on a principal amount over a specific time period.

Project how an initial lump sum or regular contributions grow over time with periodic compounding.

Compute the value of a series of cash flows (e.g. monthly savings) at a future date.

Find today’s worth of a future lump sum or annuity, given a desired rate.

Simulate the effects of investing a fixed amount at regular intervals.

Compare one-time investments against systematic investment plans.

Measure simple gain or loss as a percentage of initial investment.

Convert total return into a comparable yearly rate.

Calculate the constant rate at which an investment grows annually.

Solve for the discount rate that makes NPV of cash flows zero.

Sum discounted cash flows to evaluate project profitability.

Estimate how long it takes to recoup an investment’s cost.

Compute dividend income as a percentage of share price.

Estimate yield to maturity and interest‐rate sensitivity.

Assess return per unit of portfolio volatility.

Estimate after‐tax returns on investment gains.

Track income and categorize expenses to manage monthly spending.

Plan every dollar of income by assigning it to specific expense or savings categories.

Allocate income into needs (50%), wants (30%), and savings/debt (20%).

Visualize how much you're spending in each budget category.

Simulates a cash envelope system for category-based spending control.

Evaluate your income vs. expenses to determine net monthly cash flow.

Calculates income left after covering essential expenses.

Compare planned vs. actual spending to identify overspending.

Recommends how much to save based on 3–6 months of expenses.

Calculate monthly contributions required to reach a savings goal by a target date.

Project returns on regular monthly savings with compound interest.

Determine how long it takes to save enough for a specific purchase.

Estimate interest earned in high-yield savings accounts.

Estimate growth from weekly/monthly contributions with interest.

Compare future value of savings vs. current spending.

Plan how much to save monthly to afford a future vacation.

Allocate total wedding budget across categories (venue, attire, etc.).

Project future college costs and how to save for them.

Estimate time required to save for a home or car down payment.

Summarize monthly inputs to estimate total yearly spending.

Tally costs from recurring subscriptions.

Show how small purchases (e.g., coffee) add up over time.

Help users allocate extra funds to debts in snowball or avalanche methods.

Understand the portion of income consumed by debt payments.

Estimate realistic monthly savings after debt and living costs.

Visualize progress towards a custom savings goal with percentage milestones.